Bajaj Finserv 5X Rewards Credit Card

Apply for the best credit card of Bajaj Finserv

Last updated:25-Jul-2024
Bajaj Finserv 5X Rewards Credit Card
  • Best suitable for: Cashback
  • Joining Fee: ₹ 999+ GST + GST
  • Annual Fee: ₹ 999+ GST + GST
  • Welcome Benefits: As a welcome bonus, you get 2,000 cash points with this credit card, which you can redeem when you shop on the DBS Bank app ? DBS Card+ IN
Bajaj Finserv 5X Rewards Credit Card

Bajaj Finserv 5X Rewards Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 999+ GST
Annual/Renewal Fee:₹ 999+ GST
Finance Charges:42% - 48% per annum + GST
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:600 per instance
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:15% of Total Amount Due (Min Rs. 50/- and Max Rs. 1,500/-)

Bajaj Finserv 5X Rewards Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Bajaj Finserv 5X Rewards Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: As communicated in your credit monthly card statement
Cash Payment at Bank Branch: Rs. 250/- for every Cash payment

Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: Rs. 99+GST will be levied on all redemptions.

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 500 to 4,000 and Maximum of 100/- per month.

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