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Financial Dictionary
Comprehensive guide to financial terms and definitions
A
B
C
D
E
F
G
H
I
J
K
L
M
N
O
P
Q
R
S
T
U
V
W
X
Y
Z
A
Aadhaar Linking
Ability to Repay
Account Aggregator
Active Income
Adjusted Gross Income
Alpha
Alternative Investment Fund
Amortization
Amortization Schedule
Angel Investor
Annual Income
Annual Maintenance Charge
Annualized Return
Annuity
Anti Dumping Duty
Appreciation
APR
Arbitrage
Asset Allocation
Assets
Authorization Code
Average Balance
B
Bad Debt
Balance Sheet
Balance Transfer
Bank Account
Bank Charge
Bank Guarantee
Bank Rate
Bankruptcy
Base Currency
Base Effect
Base Rate
Basel Norms
Bear Market
Behavioral Finance
Benchmark Rate
Blind Pool Fund
Blue Chip Stocks
Bond
Bonus
Book Value
Bottom Line
Bounce Charges
Break Even Point
Bridge Loan
Brokerage
BSE
Budgeting
Bull Market
Buy Now Pay Later
C
Call Option
Capital Adequacy Ratio
Capital Budgeting
Capital Employed
Capital Expenditure
Capital Gain
Capital Gain Tax
Capital Loss
Capital Market
Capital Protection Fund
Car Loan
Carry Forward Loss
Carrying Cost
Cash Back
Cash Budget
Cash Credit
Cash Flow
Cash Reserve
Cashless Transaction
CBDC
Charge on Assets
Charge Slip
Chargeback
CIBIL Score
Circular Trading
Claim
Clearing House
Closed Credit
Closed-End Fund
Co-Applicant
Co-Branded Credit Card
Collateral
Commercial Paper
Compound Interest
Consumer Loan
Consumer Price Index
Consumer Protection
Contactless Payment
Contingent Liability
Cooperative Bank
Corporate Bond
Cost Inflation Index
Cost of Capital
Coupon Rate
Credit Card
Credit Default Swap
Credit Enhancement
Credit Exposure
Credit Gap
Credit Limit
Credit Line
Credit Mix
Credit Policy
Credit Rating
Credit Risk
Credit Score
Credit Spread
Credit Utilization
Creditworthiness
CRR
Cumulative Preference Shares
Currency Exchange
Current Account
Current Ratio
Current Yield
D
Day Trading
Debit Balance
Debit Card
Debt
Debt Consolidation
Debt Equity Ratio
Debt Fund
Debt Service Coverage Ratio
Debt Trap
Deduction
Default
Deferred Revenue
Deferred Tax
Deflation
Delinquency
Delisting
Demat Account
Deposit Insurance
Depreciation
Depreciation Rate
Derivative Market
Derivatives
Digital Banking
Digital Rupee
Digital Signature
Digital Wallet
Direct Equity
Direct Tax
Disbursement
Discount Bond
Discount Rate
Disposable Income
Dividend
Dividend Declaration
Dividend Payout Ratio
Dividend Yield
Double Taxation
Down Payment
E
E-Wallet
Earnest Money
Earnings Per Share
Ebitda
Economic Growth
Education Loan
Effective Interest Rate
Effective Tax Rate
Elasticity of Demand
Electronic Fund Transfer
Emergency Fund
EMI
Employee Stock Option Plan
Encumbrance
Endowment Plan
Enterprise Value
EPF
Equity
Equity Fund
Equity Linked Savings Scheme
Escalation Clause
Escrow Account
Escrow Agent
Ex-Dividend Date
Exchange Rate
Exemption
Exit Load
Expected Return
Expense
Expense Account
Expense Ledger
Expense Ratio
F
Face Amount
Face Value
Factor Investing
Fair Market Value
Fee-Based Income
Financial Asset
Financial Cushion
Financial Derivatives
Financial Inclusion
Financial Institution
Financial Leverage
Financial Literacy
Financial Market
Financial Mis-selling
Financial Ombudsman
Financial Planning
Financial Statement
Financial Year
Fintech
Fiscal Deficit
Fiscal Policy
Fixed Asset
Fixed Cost
Fixed Deposit
Fixed Interest Rate
Floating Charge
Floating Interest Rate
Foreclosure
Forex
Forex Reserve
Forward Contract
FPO
Fraud Detection
Free Cash Flow
Front Running
Front-End Load
Fully Paid Shares
Fungibility
Futures
Futures Contract
G
GDP
Gearing Ratio
General Insurance
Global Index
Going Concern
Gold Loan
Goodwill
Government Bond
Grace Period
Gratuity
Green Bond
Gross Income
Gross Margin
Growth Fund
GST
Guarantee
Guarantor
H
Haircut (Banking)
Hard Inquiry
Health Insurance
Hedge
Hedging Strategy
High Net Worth Individual
High Yield Bond
Home Loan
Housing Finance
Hybrid Fund
I
Idle Cash
IFSC Code
Impaired Asset
IMPS
Income
Income Proof
Income Statement
Income Tax Slab
Index Fund
Indexation
Indirect Tax
Inflation
Inflation Adjusted Return
Inflation Rate
Insider Trading
Insolvency
Installment Credit
Insurance
Interest Accrued
Interest Calculator
Interest Coverage Ratio
Interest Income
Interest Rate
Interest Subvention
Interim Dividend
Internal Rate of Return
Intrinsic Value
Invoice Discounting
Invoice Financing
Inward Remittance
IPO
IPO Allotment
IRDAI
Irrational Exuberance
IT Scrutiny
ITR
J
Joint Account
Junk Bond
K
Kicker
Kital Ratio
Know Your Customer Risk
KYC
L
Lapse Policy
Late Fee
Late Payment Fee
Legal Tender
Leverage
Levy
Liabilities
Lien Marking
Life Insurance
Limit Order
Liquid Asset
Liquid Fund
Liquidity
Liquidity Ratio
Liquidity Risk
Loan Agreement
Loan Approval
Loan Buyout
Loan Default
Loan EMI Calculator
Loan Rejection
Loan Settlement
Loan Tenure
Loan to Value Ratio
Lock-in Period
Long Position
Long Term Capital Gain
Lump Sum Investment
M
Margin
Margin Call
Margin Money
Market Capitalization
Market Correction
Market Depth
Market Index
Market Risk
Market Value
Markup Pricing
Maturity Amount
Maturity Benefit
Maturity Profile
Merchant Account
Merchant Banker
Merchant Discount Rate
MICR Code
Micro Finance
Minimum Alternate Tax
Minimum Balance
Minimum Due
Mis-selling
Monetary Policy
Monetary Tightening
Money Laundering
Money Multiplier
Money Supply
Monthly Installment
Moratorium
MSME Loan
Multi-Bagger Stock
Mutual Fund
N
National Pension Scheme Tier 1
National Pension Scheme Tier 2
NAV
NBFC
NEFT
Negative Balance
Net Asset Value Growth
Net Banking
Net Cash Flow
Net Income
Net Interest Margin
Net Operating Income
Net Present Value
Net Profit Margin
Net Worth
Nominal Interest Rate
Nominee
Non Performing Asset
NPS
NSE
O
Offer Document
Open Banking
Open Interest
Open Market Operation
Operating Cash Flow
Operating Cost
Operating Margin
Operating Revenue
Operational Risk
Options
Outstanding Balance
Outward Remittance
Over Capitalization
Over Hedging
Overdraft
Overdraft Limit
P
PAN
Par Value
Passive Income
Payment Cycle
Payment Gateway
Payment Reversal
Payout Ratio
Penalty Charges
Penny Stocks
Pension
Performance Fee
Periodic Review
Perpetual Bond
Personal Loan
Plastic Money
Point of Sale
Point to Point Return
Policy Term
Portfolio Allocation
Portfolio Diversification
POS Machine
Post Office Savings
PPF
Preferred Shares
Premium
Premium Account
Prepaid Card
Prepayment
Price Discovery
Price to Earnings Ratio
Prime Cost
Prime Lending Rate
Principal Amount
Priority Banking
Priority Sector Lending
Private Bank
Probability of Default
Processing Fee
Profit After Tax
Profit Before Tax
Project Finance
Promissory Note
Provisioning
Public Issue
Public Provident Fund Interest
Public Sector Bank
Purchasing Power
Put Option
Put-Call Ratio
Q
Quick Ratio
R
Raging Inflation
Ramp-Up Period
Rate Lock
Rate Sensitive Asset
RBI Bond
Real Asset
Real Interest Rate
Recession
Recovery Agent
Recovery Rate
Recurring Deposit
Red Herring Prospectus
Redemption Value
Reference Rate
Refinancing
Refundable Deposit
Reinvestment Risk
Relative Strength Index
Remittance
Repo Rate
Repo Transaction
Restructured Loan
Retail Investor
Retirement Calculator
Retirement Planning
Return on Capital Employed
Return on Net Worth
Revenue Expenditure
Revenue Model
Reverse Mortgage
Reverse Repo Rate
Reward Points
Risk Appetite
Risk Free Rate
Risk Management
Risk Premium
ROI
Rolling Returns
Rolling Settlement
Round Tripping
RTGS
S
Safety Margin
Safety Net
Salary Account
Sanction Letter
Savings Account
Savings Ratio
Scenario Analysis
Scheme Information Document
Seasoned Equity Offering
SEBI
Secondary Market
Sectoral Fund
Secured Credit Card
Secured Loan
Settlement Date
Settlement Risk
Shadow Banking
Shadow Credit
Share Buyback
Share Market
Share Pledge
Short Covering
Short Position
Short Term Capital Gain
Side Income
Sinking Fund
SIP
SIP Calculator
SLR
Small Cap Fund
Smart Beta
Soft Inquiry
Source of Funds
Special Purpose Vehicle
Spot Price
Stamp Duty
Standing Instruction
Statutory Audit
Sticky Inflation
Stock
Stock Split
Stress Asset
Stress Testing
Structured Product
Subprime Loan
Subscription Ratio
Subvention Scheme
Sum Assured
Sweep Account
SWIFT Code
Systematic Risk
Systematic Withdrawal Plan
Systemic Risk
T
Tangible Asset
Tangible Net Worth
Tap to Pay
Tariff
Tax Audit
Tax Calculator
Tax Collected at Source
Tax Evasion
Tax Planning
Tax Residency
Tax Return
Taxable Income
TDS
Tender Money
Term Deposit
Term Insurance
Term Loan
Terminal Value
Thin Trading
Tier 1 Capital
Tier 2 Capital
Time Deposit
Time Value of Money
Top-Up Loan
Topline Revenue
Total Expense Ratio
Trade Deficit
Trade Finance
Trade Surplus
Trading Account
Transaction Charge
Transaction Limit
Treasury Bill
Trust Deed
Turnover Ratio
Two Wheeler Loan
U
ULIP
Unclaimed Deposit
Underinsured
Underwriting
Unit Trust
Universal Banking
Unlisted Shares
Unsecured Loan
Unsystematic Risk
Upfront Fees
UPI
Upside Risk
V
Value at Risk
Value Fund
Value Investing
Variable Cost
Venture Capital
Vintage Fund
Volatility
Volatility Index
Voluntary Provident Fund
W
Waiver
Wealth Creation
Wealth Management
Wealth Tax
Weighted Average Cost of Capital
Wholesale Banking
Wholesale Price
Wholesale Price Index
Windfall Gain
Working Capital
Working Capital Cycle
Write Back
Write-Down
Write-Off
Y
Yield
Yield Curve
Yield to Call
Yield to Maturity
Z
Zero Balance Account
Zero Cost EMI
Zero Coupon Bond
Zero Rated Supply
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