American Express Membership Rewards Credit Card

Apply for the best credit card of American Express

Last updated:25-Jul-2024
American Express Membership Rewards Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 1000+ GST + GST
  • Annual Fee: ₹ 4500+ GST + GST
  • Welcome Benefits: Welcome Gift of 4000 Bonus Membership Rewards Points
American Express Membership Rewards Credit Card

American Express Membership Rewards Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 1000+ GST
Annual/Renewal Fee:₹ 4500+ GST
Finance Charges:3.50% per month (42.00% annually)
Spend Based Waiver:The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spending is Rs.1,50,000 and above; else 50% fee will be waived off if total spending is Rs.90,000 to Rs.1,49,999
Over Limit Penalty:500 per instance
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 500) + All charges/fees/taxes + EMI
Cheque Return Fees:150/- per returned cheque
Late Payment Charges:Not Available

American Express Membership Rewards Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

American Express Membership Rewards Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3.5% (Min. INR 250) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: 4500+ GST

Card replacement fee: NIL

Rewards Redemption Fee: Rs 250 per redemption request

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

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