American Express PAYBACK Credit Card

Apply for the best credit card of American Express

American Express PAYBACK Credit Card
  • Best suitable for: Cashback
  • Joining Fee: ₹ 750+ GST + GST
  • Annual Fee: ₹ 1500+ GST + GST
  • Welcome Benefits: Get Flipkart voucher worth Rs. 750 on taking 3 transactions within 60 days of Cardmembership
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Description

Welcome Benefits:

Get Flipkart voucher worth Rs. 750 on taking 3 transactions within 60 days of Cardmembership

Best Suited For:

Cashback

Spend Based Waiver:

Gift vouchers worth Rs. 7,000 on spending Rs. 2.5 lacs in a Cardmembership year

Add-on Card facility:

1500+ GST

Late Payment Fee:

Not Available

Minimum Repayment Amount:

Delinquency fee is levied at the rate of 3.5% on the unpaid balance (with a minimum monthly Delinquency of ? 100).

Interest Rates:

3.50% per month (42.00% annually)

Rewards Redemption Fee:

NIL (Individual enrolment to Membership Rewards Programme is subject to company enrolment)

Over Limit Penalty:

500 per instance

Conditions for Fee Waiver:

Gift vouchers worth Rs. 7,000 on spending Rs. 2.5 lacs in a Cardmembership year

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