American Express Platinum ReserveSM Credit Card

Apply for the best credit card of American Express

Last updated:25-Jul-2024
American Express Platinum ReserveSM Credit Card
  • Best suitable for: Travel
  • Joining Fee: ₹ 5000+ GST + GST
  • Annual Fee: ₹ 10000+ GST + GST
  • Welcome Benefits: Get a Welcome Gift of 11000 Bonus Membership Rewards Points.
American Express Platinum Reservesm Credit Card

American Express Platinum ReserveSM Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 5000+ GST
Annual/Renewal Fee:₹ 10000+ GST
Finance Charges:3.50% per month (42.00% annually)
Spend Based Waiver:Waived on spends of INR 10,00,0008 in the preceding card anniversary year
Over Limit Penalty:500 per instance
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 500) + All charges/fees/taxes + EMI
Cheque Return Fees:150/- per returned cheque
Late Payment Charges:Not Available

American Express Platinum ReserveSM Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

American Express Platinum ReserveSM Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3.5% (Min. INR 250) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: 10000+ GST

Card replacement fee: NIL

Rewards Redemption Fee: NIL (Individual enrolment to Membership Rewards Programme is subject to company enrolment)

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

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