American Express Platinum ReserveSM Credit Card

Last updated:28-Dec-24 Writen by Narendra

American Express Platinum ReserveSM Credit Card

• Best suitable for: Travel
• Joining Fee: ₹ 5000+ GST + GST
• Annual Fee: ₹ 10000+ GST + GST
• Welcome Benefits: Get a Welcome Gift of 11000 Bonus Membership Rewards Points.

American Express Platinum ReserveSM Credit Card: Fees & Charges

American Express Platinum ReserveSM Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 18 years old.
Income: A stable annual income is essential, typically a net annual income of 10 lakh or more.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

American Express Platinum ReserveSM Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3.5% (Min. INR 250) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

American Express Platinum ReserveSM Credit Card: Customer care and helpline

Customer care : 18004192122
Email Address : [email protected]
Mailing Address: American Express Banking Corp Unit No. 101, 1st Floor, Building No. 10, Tower C, DLF Cyber City, Phase II, Gurugram, Haryana - 122002, India.

FAQ of American Express Platinum ReserveSM Credit Card

Q1. What is the annual fee of American Express Platinum ReserveSM Credit Card?
The Annual fees of American Express Platinum ReserveSM Credit Card is 10000+ GST. And there is Joining fees is 5000+ GST.

Q2. What is the interest rate on the American Express Platinum ReserveSM Credit Card?
The American Express Platinum ReserveSM Credit Card has an interest rate of 3.50% per month (42.00% annually)

Q3. Are there foreign transaction fees on the American Express Platinum ReserveSM Credit Card?
Yes, The American Express Platinum ReserveSM Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of American Express Platinum ReserveSM Credit Card?
The credit limit for the American Express Platinum ReserveSM Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. American Express does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. American Express offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.