American Express SmartEarn Credit Card

Apply for the best credit card of American Express

American Express SmartEarn Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 495+ GST + GST
  • Annual Fee: ₹ 495+ GST + GST
  • Welcome Benefits: Rs. 500 cashback as a Welcome Gift on eligible spends of Rs. 10000 in the first 90 days of Cardmembership
card image

Description

Welcome Benefits:

Rs. 500 cashback as a Welcome Gift on eligible spends of Rs. 10000 in the first 90 days of Cardmembership

Best Suited For:

Shopping

Spend Based Waiver:

You can earn vouchers worth ?500 upon reaching the spend milestones of ?1.20 lacs, ?1.80 lacs, and ?2.40 lacs respectively in a Cardmembership year.

Add-on Card facility:

1 complimentary add-on card, Rs. 250/card thereafter.

Late Payment Fee:

Not Available

Minimum Repayment Amount:

Delinquency fee is levied at the rate of 3.5% on the unpaid balance (with a minimum monthly Delinquency of ? 100).

Interest Rates:

3.50% per month (42.00% annually)

Rewards Redemption Fee:

NIL (Individual enrolment to Membership Rewards Programme is subject to company enrolment)

Over Limit Penalty:

500 per instance

Conditions for Fee Waiver:

You can earn vouchers worth ?500 upon reaching the spend milestones of ?1.20 lacs, ?1.80 lacs, and ?2.40 lacs respectively in a Cardmembership year.

Credit Cards by Bank
Credit Cards by Category