HDFC AP: Accounts Payable Program Credit Card

Apply for the best credit card of Hdfc Bank

Last updated:05-Aug-2024
HDFC AP: Accounts Payable Program Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ NIL + GST
  • Welcome Benefits: NA
Hdfc Ap: Accounts Payable Program Credit Card

HDFC AP: Accounts Payable Program Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ NIL
Finance Charges:3.75% per month (45.0% annually)
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount, and Fee capped at Rs 3000 per transaction.
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of Payment amount subject to minimum of 450
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100/-NIL
Above 100/- and up to 500/-100
Above 500/- and up to 1000/-500
Above 1000/- and up to 5000/-600
Above 5000/- and up to 10,000/-750
Above 10,000/- and up to 25,000/-900
Above 25,000/- and up to 50,000/-1100
Above 50,000/-1300

HDFC AP: Accounts Payable Program Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

HDFC AP: Accounts Payable Program Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Upto 40% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

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