AU Bank Altura Credit Card

Apply for the best credit card of Au Small Finance Bank

AU Bank Altura Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 199+ GST + GST
  • Annual Fee: ₹ 199+ GST + GST
  • Welcome Benefits: 5% Cashback on minimum INR 2500 retail spends done within first 60 days of card setup. (Maximum cashback per statement cycle is INR 150)
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Description

Welcome Benefits:

5% Cashback on minimum INR 2500 retail spends done within first 60 days of card setup. (Maximum cashback per statement cycle is INR 150)

Best Suited For:

Shopping

Spend Based Waiver:

Not Applicable for this card

Add-on Card facility:

NIL

Late Payment Fee:

Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 5000600
Above 5000/- and up to 10,000700
Above 10,000/- and up to 20,000800
Above 20,000/- and up to 50,0001100
Above 50,000/-1300

Minimum Repayment Amount:

5% of the total amount due including full EMIs and previous month outstanding or minimum ? 100, whichever is higher.

Interest Rates:

3.59% per month (43.08% annually)

Rewards Redemption Fee:

A nominal fee of ? 99 + GST will be levied on each successful redemption.

Over Limit Penalty:

2.5% of overlimit amount, subject to a minimum of ? 500

Conditions for Fee Waiver:

Not Applicable for this card