Axis Bank MY Zone Credit Card
Apply for the best credit card of Axis Bank
Axis Bank MY Zone Credit Card
- Best suitable for: Lifestyle
- Joining Fee: ₹ 500+ GST + GST
- Annual Fee: ₹ 500+ GST + GST
- Welcome Benefits: Get SonyLiv Premium annual subscription worth Rs.999 on your first spend within first 30 days of card issuance
Axis Bank MY Zone Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 500+ GST |
| Annual/Renewal Fee: | ₹ 500+ GST |
| Finance Charges: | 3.60% per month (43.2% annually) |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% fee capped at INR 1,500 per transaction will be applicable on each rental transaction. |
| Forex Charges: | 3.5% of the transaction value |
| Minimum Repayment Amount: | 2% of Total outstanding ) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of the payment amount subject to Min. INR 450, Max. INR 1,500 |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 500 | NIL |
| Above 501/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 750 |
| Above 10,000/- | 1200 |
Axis Bank MY Zone Credit Card: Eligibility & Documentation
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Axis Bank MY Zone Credit Card: Cash Advance and Charges
Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount Cash Advance Withdrwan Limit: Upto 40% of the card limit Cash Payment at Bank Branch: Rs. 100/- for every Cash payment
Add-on Card facility: NIL
Card replacement fee: Rs 100 + GST
Rewards Redemption Fee: Nil if Reward Points redeemed is less than 300 | INR 49 Reward redeemed is between 300 and 10,000 | INR 99 Reward Points redeemed is more than 10,000 ( Waived for cardholders holding SELECT
Domestic lounge:
International Lounge:
Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000 and Maximum of 400 per month.
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