Apply for the best credit card of Axis Bank
Type of fee or charge | Amount (Rs.) |
---|---|
Joining Fee: | ₹ 500+ GST |
Annual/Renewal Fee: | ₹ 500+ GST |
Finance Charges: | 3.40% per month (49.36% annually) |
Spend Based Waiver: | Not Applicable for this card |
Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
Rent Payment charges | 1% fee capped at INR 1,500 per transaction will be applicable on each rental transaction. |
Forex Charges: | 3.49% of the transaction value |
Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Total Amount Due/Statement Balance | Late Payment Charges |
---|---|
Less than or equal to 500 | NIL |
Above 501/- and up to 5000 | 500 |
Above 5000/- and up to 10,000 | 750 |
Above 10,000/- | 1200 |
Age: Applicants should be at least 18 years old.
Fixed Deposit Requirement: Maintain a fixed deposit at any Axis Bank branch with minimum FD amount is ₹15,000.
Residency: Applicants should be residents of India or Non-Resident Indians (NRIs).
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
The Annual fees of Axis Bank MY Zone Easy Credit Card is 500+ GST. And there is Joining fees is 500+ GST.
The Axis Bank MY Zone Easy Credit Card has an interest rate of 3.40% per month (49.36% annually)
Yes, The Axis Bank MY Zone Easy Credit Card charges a 3.5% fee for all transactions in foreign currency .
The credit limit for the Axis Bank MY Zone Easy Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Axis Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Axis Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Axis Bank MY Zone Easy Credit Card Credit Limit: Up to ₹10 Lakh