Axis Bank MY Zone Easy Credit Card

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Joining Fee : 500+ GST
Axis Bank MY Zone Easy Credit Card

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Axis Bank MY Zone Easy Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 500+ GST
Annual/Renewal Fee:₹ 500+ GST
Finance Charges:3.40% per month (49.36% annually)
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% fee capped at INR 1,500 per transaction will be applicable on each rental transaction.
Forex Charges:3.49% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of Total Amount Due or Minimum of 500 whichever is higher
Late Payment Charges::
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 500NIL
Above 501/- and up to 5000500
Above 5000/- and up to 10,000750
Above 10,000/-1200

Eligibility criteria

Age: Applicants should be at least 18 years old.
Fixed Deposit Requirement: Maintain a fixed deposit at any Axis Bank branch with minimum FD amount is ₹15,000.
Residency: Applicants should be residents of India or Non-Resident Indians (NRIs).

Document Requirements

1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Other Information

Card replacement Fees : Rs 100 + GST
Cash Advance Fees : 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrawal Limit : Upto 40% of the card limit

Frequently Asked Questions

What is the annual fee of Axis Bank MY Zone Easy Credit Card?

The Annual fees of Axis Bank MY Zone Easy Credit Card is 500+ GST. And there is Joining fees is 500+ GST.

What is the interest rate on the Axis Bank MY Zone Easy Credit Card?

The Axis Bank MY Zone Easy Credit Card has an interest rate of 3.40% per month (49.36% annually)

Are there foreign transaction fees on the Axis Bank MY Zone Easy Credit Card?

Yes, The Axis Bank MY Zone Easy Credit Card charges a 3.5% fee for all transactions in foreign currency .

What is the credit limit of Axis Bank MY Zone Easy Credit Card?

The credit limit for the Axis Bank MY Zone Easy Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Axis Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Axis Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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Card other Details


Annual Fee
500+ GST
Joining Fee
500+ GST
Interest Rate
3.40% per month (49.36% annually)

Axis Bank MY Zone Easy Credit Card Credit Limit: Up to ₹10 Lakh

Contact Bank


Call Center
18605005555 or 18604195555
Mailing Address
Axis Bank Ltd. Solaris Tower-C, 6th Floor Opp. L&T Gate No. 6 Saki Vihar Road, Powai Mumbai - 400072