Axis Bank REWARDS Credit Card

Apply for the best credit card of Axis Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
Axis Bank REWARDS Credit Card
  • Best suitable for: Dining
  • Joining Fee: ₹ 1000+ GST + GST
  • Annual Fee: ₹ 1000+ GST + GST
  • Welcome Benefits: 5000 EDGE rewards on spend of Rs.1000 or above within 30 days of card issuance
Axis Bank Rewards Credit Card

Axis Bank REWARDS Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 1000+ GST
Annual/Renewal Fee:₹ 1000+ GST
Finance Charges:3.60% per month (43.2% annually)
Spend Based Waiver:Waived on spends of INR 2,00,000 in the preceding card anniversary year.
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% fee capped at INR 1,500 per transaction will be applicable on each rental transaction.
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:2% of Total outstanding ) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to Min. INR 450, Max. INR 1,500
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 500NIL
Above 501/- and up to 5000500
Above 5000/- and up to 10,000750
Above 10,000/-1200

Axis Bank REWARDS Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 20,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 4-5 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Axis Bank REWARDS Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Upto 40% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

Axis Bank REWARDS Credit Card: Customer care and helpline

Customer care : 18605005555 or 18604195555
Email Address : [email protected]
Mailing Address: Axis Bank Ltd. Solaris Tower-C, 6th Floor Opp. L&T Gate No. 6 Saki Vihar Road, Powai Mumbai - 400072

Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: Nil if Reward Points redeemed is less than 300 | INR 49 Reward redeemed is between 300 and 10,000 | INR 99 Reward Points redeemed is more than 10,000 ( Waived for cardholders holding SELECT

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000 and Maximum of 400 per month.

FAQ of Axis Bank REWARDS Credit Card

Q1. What is the annual fee of Axis Bank REWARDS Credit Card?
The Annual fees of Axis Bank REWARDS Credit Card is 1000+ GST. And there is Joining fees is 1000+ GST.

Q2. What is the interest rate on the Axis Bank REWARDS Credit Card?
The Axis Bank REWARDS Credit Card has an interest rate of 3.60% per month (43.2% annually)

Q3. Are there foreign transaction fees on the Axis Bank REWARDS Credit Card?
Yes, The Axis Bank REWARDS Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of Axis Bank REWARDS Credit Card?
The credit limit for the Axis Bank REWARDS Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Axis Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Axis Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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