Bandhan Bank Standard Chartered One credit card

Apply for the best credit card of Standard Chartered Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
Bandhan Bank Standard Chartered One credit card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 299+ GST + GST
  • Annual Fee: ₹ 299+ GST + GST
  • Welcome Benefits: Get 500 reward points as a welcome gift
Bandhan Bank Standard Chartered One Credit Card

Bandhan Bank Standard Chartered One credit card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 299+ GST
Annual/Renewal Fee:₹ 299+ GST
Finance Charges:3.75% per month (45.0% annually)
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 250) + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 5000500
Above 5,000/- and up to 10,000700
Above 10,000/-1200


Bandhan Bank Standard Chartered One credit card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Bandhan Bank Standard Chartered One credit card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 300) of the cash amount
Cash Advance Withdrwan Limit: As communicated in your credit monthly card statement
Cash Payment at Bank Branch: Rs. 299/- for every Cash payment

Bandhan Bank Standard Chartered One credit card: Customer care and helpline

Customer care : 011 66014444
Email Address : [email protected]
Mailing Address: Standard Chartered Bank Customer Care Unit 19, Rajaji Salai Chennai 600 001


Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000 and Maximum of 200 per month.

FAQ of Bandhan Bank Standard Chartered One credit card

Q1. What is the annual fee of Bandhan Bank Standard Chartered One credit card?
The Annual fees of Bandhan Bank Standard Chartered One credit card is 299+ GST. And there is Joining fees is 299+ GST.

Q2. What is the interest rate on the Bandhan Bank Standard Chartered One credit card?
The Bandhan Bank Standard Chartered One credit card has an interest rate of 3.75% per month (45.0% annually)

Q3. Are there foreign transaction fees on the Bandhan Bank Standard Chartered One credit card?
Yes, The Bandhan Bank Standard Chartered One credit card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of Bandhan Bank Standard Chartered One credit card?
The credit limit for the Bandhan Bank Standard Chartered One credit card is based on multiple factors, such as your income, repaying capacity, and credit history. Standard Chartered Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Standard Chartered Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.