Bandhan Bank Standard Chartered Plus credit card
Apply for the best credit card of Standard Chartered Bank
Welcome Benefits
- Get 1500 reward points as a welcome gift
Bandhan Bank Standard Chartered Plus credit card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 699+ GST |
| Annual/Renewal Fee: | ₹ 699+ GST |
| Finance Charges: | 3.75% per month (45.0% annually) |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500 | 100 |
| Above 500/- and up to 5000 | 500 |
| Above 5,000/- and up to 10,000 | 700 |
| Above 10,000/- | 1200 |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Bandhan Bank Standard Chartered Plus credit card?
The Annual fees of Bandhan Bank Standard Chartered Plus credit card is 699+ GST. And there is Joining fees is 699+ GST.
What is the interest rate on the Bandhan Bank Standard Chartered Plus credit card?
The Bandhan Bank Standard Chartered Plus credit card has an interest rate of 3.75% per month (45.0% annually)
Are there foreign transaction fees on the Bandhan Bank Standard Chartered Plus credit card?
Yes, The Bandhan Bank Standard Chartered Plus credit card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Bandhan Bank Standard Chartered Plus credit card?
The credit limit for the Bandhan Bank Standard Chartered Plus credit card is based on multiple factors, such as your income, repaying capacity, and credit history. Standard Chartered Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Standard Chartered Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Bandhan Bank Standard Chartered Plus credit card Credit Limit: Up to ₹10 Lakh