Bank Of Maharashtra Secure Credit Card
Apply for the best credit card of Bank Of Maharashtra
About This Card
Bank Of Maharashtra Secure Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ Lifetime Free |
| Annual/Renewal Fee: | ₹ Lifetime Free |
| Finance Charges: | 2.5% per month with APR of 34.49% |
| Spend Based Waiver: | Lifetime Free |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 500 | NIL |
| Above 501/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 600 |
| Above 10,000/- | 750 |
Eligibility criteria
Minimum age: 18 years. | Min freehold FD amount: Rs.12500/-
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Bank Of Maharashtra Secure Credit Card?
The Bank Of Maharashtra Secure Credit Card offers lifetime-free annual fees. The joining fee is also free for life!
What is the interest rate on the Bank Of Maharashtra Secure Credit Card?
The Bank Of Maharashtra Secure Credit Card has an interest rate of 2.5% per month with APR of 34.49%
Are there foreign transaction fees on the Bank Of Maharashtra Secure Credit Card?
Yes, The Bank Of Maharashtra Secure Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Bank Of Maharashtra Secure Credit Card?
The credit limit for the Bank Of Maharashtra Secure Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Bank Of Maharashtra does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Bank Of Maharashtra offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Bank Of Maharashtra Secure Credit Card Credit Limit: Up to ₹10 Lakh