Bank Of Maharashtra Secure Credit Card
Apply for the best credit card of Bank Of Maharashtra
Bank Of Maharashtra Secure Credit Card
- Best suitable for: Shopping
- Joining Fee: ₹ Lifetime Free + GST
- Annual Fee: ₹ Lifetime Free + GST
Bank Of Maharashtra Secure Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ Lifetime Free |
| Annual/Renewal Fee: | ₹ Lifetime Free |
| Finance Charges: | 2.5% per month with APR of 34.49% |
| Spend Based Waiver: | Lifetime Free |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | NULL |
| Forex Charges: | 3.5% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 500/- per returned cheque |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 500 | NIL |
| Above 501/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 600 |
| Above 10,000/- | 750 |
Bank Of Maharashtra Secure Credit Card: Eligibility & Documentation
Minimum age: 18 years. | Min freehold FD amount: Rs.12500/-
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Bank Of Maharashtra Secure Credit Card: Cash Advance and Charges
Cash Advance or Withdrwan Fee: 2.5% (Min. INR 100) of the cash amount Cash Advance Withdrwan Limit: 20% of the card limit Cash Payment at Bank Branch: NIL
Bank of Maharashtra Secured Credit Card is an FD backed platinum credit card. You can use your FD for shopping/online transactions etc. Customers are able to keep earning good interest on their FDR. They also get to enjoy interest free credit period. Moreover, Customer can also earn attractive rewards on their spends which can be converted into vouchers/mercantile.
Add-on Card facility: NIL
Card replacement fee: Rs 250 + GST
Rewards Redemption Fee: Rs.10/- Rs.99/- plus applicable taxes
Domestic lounge:
International Lounge:
Fuel Surcharge:upto Rs.200.00 per month
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