Kotak Biz Credit Card
Apply for the best credit card of Kotak Mahindra Bank
Kotak Biz Credit Card
- Best suitable for: Business
- Joining Fee: ₹ 299+ GST + GST
- Annual Fee: ₹ 499+ GST + GST
- Welcome Benefits: -
Kotak Biz Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 299+ GST |
| Annual/Renewal Fee: | ₹ 499+ GST |
| Finance Charges: | 3.5% per month (42.0% annually) |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 500 per instance |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.5% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 500/- per returned cheque |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500 | 100 |
| Above 500/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 600 |
| Above 10,000/- and up to 25,000 | 800 |
| Above 25,000/- and up to 50,000 | 1000 |
| Above 50,000/- | 1200 |
Kotak Biz Credit Card: Eligibility & Documentation
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Kotak Biz Credit Card: Cash Advance and Charges
Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount Cash Advance Withdrwan Limit: 40% of the card limit Cash Payment at Bank Branch: Rs. 100/- for every Cash payment
Add-on Card facility: NIL
Card replacement fee: Rs 100 + GST
Rewards Redemption Fee: -
Domestic lounge:
International Lounge:
Fuel Surcharge:Waiver capped at 100 every billing cycle
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