BOM Credit Card

Apply for the best credit card of Bank Of Maharashtra

Last updated:28-Jul-2024
BOM Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 500+ GST + GST
  • Annual Fee: ₹ 500+ GST + GST
  • Welcome Benefits: 100 Bonus Reward Points on 1st Retail Spend of Rs.1000/- or above.
Bom Credit Card

BOM Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 500+ GST
Annual/Renewal Fee:₹ 500+ GST
Finance Charges:2.5% per month with APR of 34.49%
Spend Based Waiver:Spend Above 30,000/-
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 500NIL
Above 501/- and up to 5000500
Above 5000/- and up to 10,000600
Above 10,000/-750


BOM Credit Card: Eligibility & Documentation

Primary Card holder aged between 21 years to 65 years. Minimum age criteria for Add on card holder is 18 years.
Fixed deposit with Bank of Maharashtra. | KYC documents like PAN and Aadhar.

BOM Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 100) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL


Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: Rs.10/- Rs.99/- plus applicable taxes

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 500 to 4,000 and Maximum of 200 per month.