BOM Credit Card

Apply for the best credit card of Bank Of Maharashtra

Last updated:28-Dec-24 Writen by Narendra User Profile
BOM Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 500+ GST + GST
  • Annual Fee: ₹ 500+ GST + GST
  • Welcome Benefits: 100 Bonus Reward Points on 1st Retail Spend of Rs.1000/- or above.
Bom Credit Card

BOM Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 500+ GST
Annual/Renewal Fee:₹ 500+ GST
Finance Charges:2.5% per month with APR of 34.49%
Spend Based Waiver:Spend Above 30,000/-
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 500NIL
Above 501/- and up to 5000500
Above 5000/- and up to 10,000600
Above 10,000/-750

BOM Credit Card: Eligibility & Documentation

Eligibility:-
Primary Card holder aged between 21 years to 65 years. Minimum age criteria for Add on card holder is 18 years.
The applicant must be an Indian citizen and valid address proof

Documentation:- Fixed deposit with Bank of Maharashtra. | KYC documents like PAN and Aadhar.

BOM Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 100) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

BOM Credit Card: Customer care and helpline

Customer care : 18002334526
Email Address : [email protected] /[email protected]
Mailing Address: Bank of Maharashtra, Head Office Lokmangal, 1501 Shivaji Nagar Pune - 411005

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: Rs.10/- Rs.99/- plus applicable taxes

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 500 to 4,000 and Maximum of 200 per month.

FAQ of BOM Credit Card

Q1. What is the annual fee of BOM Credit Card?
The Annual fees of BOM Credit Card is 500+ GST. And there is Joining fees is 500+ GST.

Q2. What is the interest rate on the BOM Credit Card?
The BOM Credit Card has an interest rate of 2.5% per month with APR of 34.49%

Q3. Are there foreign transaction fees on the BOM Credit Card?
Yes, The BOM Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of BOM Credit Card?
The credit limit for the BOM Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Bank Of Maharashtra does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Bank Of Maharashtra offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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