BOM Credit Card
Apply for the best credit card of Bank Of Maharashtra
Welcome Benefits
- 100 Bonus Reward Points on 1st Retail Spend of Rs.1000/- or above.
BOM Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 500+ GST |
| Annual/Renewal Fee: | ₹ 500+ GST |
| Finance Charges: | 2.5% per month with APR of 34.49% |
| Spend Based Waiver: | Spend Above 30,000/- |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 500 | NIL |
| Above 501/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 600 |
| Above 10,000/- | 750 |
Eligibility criteria
Primary Card holder aged between 21 years to 65 years. Minimum age criteria for Add on card holder is 18 years.
The applicant must be an Indian citizen and valid address proof
Document Requirements
Fixed deposit with Bank of Maharashtra. | KYC documents like PAN and Aadhar.
Other Information
Frequently Asked Questions
What is the annual fee of BOM Credit Card?
The Annual fees of BOM Credit Card is 500+ GST. And there is Joining fees is 500+ GST.
What is the interest rate on the BOM Credit Card?
The BOM Credit Card has an interest rate of 2.5% per month with APR of 34.49%
Are there foreign transaction fees on the BOM Credit Card?
Yes, The BOM Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of BOM Credit Card?
The credit limit for the BOM Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Bank Of Maharashtra does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Bank Of Maharashtra offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
BOM Credit Card Credit Limit: Up to ₹10 Lakh