Au Bank Business Cashback Credit Card

Apply for the best credit card of Au Small Finance Bank

Last updated:25-Jul-2024
Au Bank Business Cashback Credit Card
  • Best suitable for: Cashback
  • Joining Fee: ₹ 99+ GST Per Month + GST
  • Annual Fee: ₹ 99+ GST Per Month + GST
  • Welcome Benefits: NIL
Au Bank Business Cashback Credit Card

Au Bank Business Cashback Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 99+ GST Per Month
Annual/Renewal Fee:₹ 99+ GST Per Month
Finance Charges:3.59% per month (43.08% annually)
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount or Rs. 99 + GST, whichever is higher
Forex Charges:3.49% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of Total Amount Due or Minimum of 500 whichever is higher
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 5000600
Above 5000/- and up to 10,000700
Above 10,000/- and up to 20,000800
Above 20,000/- and up to 50,0001100
Above 50,000/-1300


Au Bank Business Cashback Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Au Bank Business Cashback Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: 30% of the card limit
Cash Payment at Bank Branch: NIL


Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: A nominal fee of ? 99 + GST will be levied on each successful redemption.

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 5,000. and Maximum of 200 per month.