Central Bank Of India SimplySave SBI Card

Apply for the best credit card of Central Bank Of India

Last updated:28-Jul-2024
Central Bank Of India SimplySave SBI Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 499+ GST + GST
  • Annual Fee: ₹ 499+ GST + GST
  • Welcome Benefits: On spend of Rs. 2000or more in first 60 days and get 2000bonus Reward Points.
Central Bank Of India Simplysave Sbi Card

Central Bank Of India SimplySave SBI Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 499+ GST
Annual/Renewal Fee:₹ 499+ GST
Finance Charges:3.50% p.m. (42% p.a.)
Spend Based Waiver:Waived off on annual spends of 1 lakh or more in the preceding year
Over Limit Penalty:2% of overlimit amount, subject to a minimum of 100/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to min of Rs. 500
Late Payment Charges:Not Available

Central Bank Of India SimplySave SBI Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Central Bank Of India SimplySave SBI Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 100) of the cash amount
Cash Advance Withdrwan Limit: Upto 40% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment


Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:Waiver capped at 100 every billing cycle