Indusind Bank Celesta Credit Card

Apply for the best credit card of Indusind Bank

Last updated:05-Aug-2024
Indusind Bank Celesta Credit Card
  • Best suitable for: Movie
  • Joining Fee: ₹ 50000+ GST + GST
  • Annual Fee: ₹ 5000+ GST + GST
  • Welcome Benefits: -
Indusind Bank Celesta Credit Card

Indusind Bank Celesta Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 50000+ GST
Annual/Renewal Fee:₹ 5000+ GST
Finance Charges:3.83% p.m. (46% p.a.)
Spend Based Waiver:depend on cardmember to cardmember
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 500) + All charges/fees/taxes + EMI
Cheque Return Fees:250/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500/-100
Above 500/- and up to 1,000/-350
Above 1,000/- and up to 10,000/-550
Above 10,001/-700

Indusind Bank Celesta Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Indusind Bank Celesta Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Around 20-40% of the credit limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 500 to 4,000 and Maximum of 500 per month.

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