Central Bank of India SBI Card Prime

Apply for the best credit card of Central Bank Of India

Last updated:28-Dec-24 Writen by Narendra User Profile
Central Bank of India SBI Card Prime
  • Best suitable for: Travel
  • Joining Fee: ₹ 2999+ GST + GST
  • Annual Fee: ₹ 2999+ GST + GST
  • Welcome Benefits: Welcome e- Gift Voucher worth Rs.3000
Central Bank Of India Sbi Card Prime

Central Bank of India SBI Card Prime: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 2999+ GST
Annual/Renewal Fee:₹ 2999+ GST
Finance Charges:3.50% p.m. (42% p.a.)
Spend Based Waiver:Waived off on annual spends of Rs.3 Lakh or more in the preceding year
Over Limit Penalty:2% of overlimit amount, subject to a minimum of 100/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to min of Rs. 500
Late Payment Charges:Not Available

Central Bank of India SBI Card Prime: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 18 years old.
Income: A stable annual income is essential, typically a net Annual income of 7,00,000/- or more and Self-employed individuals may need to show higher income proof
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Central Bank of India SBI Card Prime: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 100) of the cash amount
Cash Advance Withdrwan Limit: Upto 40% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

Central Bank of India SBI Card Prime: Customer care and helpline

Customer care : 18003030
Email Address : [email protected]
Mailing Address: Customer Care Department, Central Bank Building, 2nd floor M.G Road, Hutatma Chowk, Fort, Mumbai 400 023

Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:Waiver capped at 100 every billing cycle

FAQ of Central Bank of India SBI Card Prime

Q1. What is the annual fee of Central Bank of India SBI Card Prime?
The Annual fees of Central Bank of India SBI Card Prime is 2999+ GST. And there is Joining fees is 2999+ GST.

Q2. What is the interest rate on the Central Bank of India SBI Card Prime?
The Central Bank of India SBI Card Prime has an interest rate of 3.50% p.m. (42% annually)

Q3. Are there foreign transaction fees on the Central Bank of India SBI Card Prime?
Yes, The Central Bank of India SBI Card Prime charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of Central Bank of India SBI Card Prime?
The credit limit for the Central Bank of India SBI Card Prime is based on multiple factors, such as your income, repaying capacity, and credit history. Central Bank Of India does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Central Bank Of India offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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