Kotak Corporate Gold Credit Card

Apply for the best credit card of Kotak Mahindra Bank

Last updated:10-Aug-2024
Kotak Corporate Gold Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ 1000+ GST ( Corporate Classic) | NIL - Corporate Basic + GST
  • Welcome Benefits: NA
Kotak Corporate Gold Credit Card

Kotak Corporate Gold Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ 1000+ GST ( Corporate Classic) | NIL - Corporate Basic
Finance Charges:3.5% per month (42.0% annually)
Spend Based Waiver:vary cardmember to cardmember
Over Limit Penalty:500 per instance
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 5000500
Above 5000/- and up to 10,000600
Above 10,000/- and up to 25,000800
Above 25,000/- and up to 50,0001000
Above 50,000/-1200


Kotak Corporate Gold Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Kotak Corporate Gold Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: 40% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment


Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:transactions between 500 and 3,000, with a maximum waiver of 3,500 per calendar year