CSB Bank Edge Credit Card

Apply for the best credit card of CSB Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
CSB Bank Edge Credit Card
  • Best suitable for: Lifetime Free card
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: Get a Welcome Voucher worth ?250 from your favorite brand
Csb Bank Edge Credit Card

CSB Bank Edge Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:3.5% monthly interest rate and 42% annual
Spend Based Waiver:Lifetime Free
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:150/- per returned cheque
Late Payment Charges:2% of outstanding amount due subject to a minimum of Rs. 100

CSB Bank Edge Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is necessary and Self-employed individuals may need to show higher income proof
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

CSB Bank Edge Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: NIL
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

CSB Bank Edge Credit Card: Customer care and helpline

Customer care : 18002669090 and 02245393950
Email Address : [email protected]
Mailing Address: CSB Bank Ltd.,Head Office, CSB Bhavan, P.O Box No. 502,St. Mary’s College Road,Thrissur - 680 020,Kerala, India.

Card replacement fee: Rs 249 + GST

Rewards Redemption Fee: NIL

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 3,000 and Maximum of 100 per month.

FAQ of CSB Bank Edge Credit Card

Q1. What is the annual fee of CSB Bank Edge Credit Card?
The CSB Bank Edge Credit Card offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the CSB Bank Edge Credit Card?
The CSB Bank Edge Credit Card has an interest rate of 3.5% monthly interest rate and 42% annual

Q3. Are there foreign transaction fees on the CSB Bank Edge Credit Card?
Yes, The CSB Bank Edge Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of CSB Bank Edge Credit Card?
The credit limit for the CSB Bank Edge Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. CSB Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. CSB Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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