Bank of Baroda EASY Credit Card
Apply for the best credit card of Bank Of Baroda
Bank of Baroda EASY Credit Card
- Best suitable for: Movie
- Joining Fee: ₹ 500+ GST ( Life time free limited period) + GST
- Annual Fee: ₹ 500+ GST ( Life time free limited period*) + GST
- Welcome Benefits: Spend Rs. 6000 on your card within first 60 days of card setup date for first year fee reversal
Bank of Baroda EASY Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 500+ GST ( Life time free limited period) |
| Annual/Renewal Fee: | ₹ 500+ GST ( Life time free limited period*) |
| Finance Charges: | 3.49% per month i.e. | 41.88% per annum |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 600/- |
| Rent Payment charges | A fee of 1% of the total transaction amount. |
| Forex Charges: | 3.5% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of the payment amount subject to min of Rs. 500 |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500 | 100 |
| Above 500/- and up to 1000 | 400 |
| Above 1000/- and up to 10,000 | 750 |
| Above 10,000/- and up to 25,000 | 950 |
| Above 25,000/- and up to 50,000 | 1100 |
| Above 50,000/- | 1300 |
Bank of Baroda EASY Credit Card: Eligibility & Documentation
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Bank of Baroda EASY Credit Card: Cash Advance and Charges
Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount Cash Advance Withdrwan Limit: Around 20-40% of the credit limit Cash Payment at Bank Branch: Rs. 250/- for every Cash payment
Add-on Card facility: NIL
Card replacement fee: Rs 100 + GST
Rewards Redemption Fee: -
Domestic lounge:
International Lounge:
Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 5,000 and Maximum of 250 per month.
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