Emirates ICICI Bank Card

Apply for the best credit card of Icici Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
Emirates ICICI Bank Card
  • Best suitable for: Travel
  • Joining Fee: ₹ 10000+ GST + GST
  • Annual Fee: ₹ 10000+ GST + GST
  • Welcome Benefits: 10000 Skyward Miles and Emirates Skywards Silver Tier membership.
Emirates Icici Bank Card

Emirates ICICI Bank Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 10000+ GST
Annual/Renewal Fee:₹ 10000+ GST
Finance Charges:3.67% per month (44.0% annually)
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.50% on the over-limit amount (subject to a minimum of 550)
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to min of Rs. 500
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 5000500
Above 5000/- and up to 10,000750
Above 10,000/- and up to 25,000900
Above 25,000/- and up to 50,0001000
Above 50,000/-1200

Emirates ICICI Bank Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net Annual income of 25 Lakh or more and Self-Employed Individuals/Professionals: A minimum annual income of 25 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Emirates ICICI Bank Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: As communicated in your credit monthly card statement
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

Emirates ICICI Bank Card: Customer care and helpline

Customer care : 18001080
Email Address : [email protected]
Mailing Address: ICICI Bank Towers, Bandra-Kurla Complex, Mumbai 400 051

Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: 99 per redemption transaction

Domestic lounge:

International Lounge:

Fuel Surcharge:1% of transaction value or 10 whichever is higher

FAQ of Emirates ICICI Bank Card

Q1. What is the annual fee of Emirates ICICI Bank Card?
The Annual fees of Emirates ICICI Bank Card is 10000+ GST. And there is Joining fees is 10000+ GST.

Q2. What is the interest rate on the Emirates ICICI Bank Card?
The Emirates ICICI Bank Card has an interest rate of 3.67% per month (44.0% annually)

Q3. Are there foreign transaction fees on the Emirates ICICI Bank Card?
Yes, The Emirates ICICI Bank Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of Emirates ICICI Bank Card?
The credit limit for the Emirates ICICI Bank Card is based on multiple factors, such as your income, repaying capacity, and credit history. Icici Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Icici Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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