Equitas Elegance HDFC Bank Credit Card
Apply for the best credit card of Equitas Small Finance Bank
Equitas Elegance HDFC Bank Credit Card
- Best suitable for: Lifestyle
- Joining Fee: ₹ 1000+ GST + GST
- Annual Fee: ₹ 1000+ GST + GST
- Welcome Benefits: Fee Waiver while Spends of 50,000/- in first 90 days
Equitas Elegance HDFC Bank Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 1000+ GST |
| Annual/Renewal Fee: | ₹ 1000+ GST |
| Finance Charges: | 3.75% per month (45.0% annually) |
| Spend Based Waiver: | Spends of 2,50,000/- in 12 months |
| Over Limit Penalty: | exceeding your credit limit may result in declined transactions |
| Rent Payment charges | NULL |
| Forex Charges: | 3.5% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | Not Available |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100/- | NIL |
| Above 100/- and up to 500/- | 100 |
| Above 500/- and up to 1000/- | 500 |
| Above 1000/- and up to 5000/- | 600 |
| Above 5000/- and up to 10,000/- | 750 |
| Above 10,000/- and up to 25,000/- | 900 |
| Above 25,000/- and up to 50,000/- | 1100 |
| Above 50,000/- | 1300 |
Equitas Elegance HDFC Bank Credit Card: Eligibility & Documentation
Salaried :- Age Min 21 yrs & Max 60 yrs; Income : Net Monthly income 70000 and above <br> Self Employed :- Age Min 21 yrs & Max 60 yrs; Income : ITR => 10 lakhs Per Annum
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Equitas Elegance HDFC Bank Credit Card: Cash Advance and Charges
Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount Cash Advance Withdrwan Limit: Upto 40% of the card limit Cash Payment at Bank Branch: NIL
Add-on Card facility: NIL
Card replacement fee: Rs 100 + GST
Rewards Redemption Fee: -
Domestic lounge:
International Lounge:
Fuel Surcharge:Waiver capped at 250 every billing cycle
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