Equitas Elegance HDFC Bank Credit Card
Apply for the best credit card of Equitas Small Finance Bank
Welcome Benefits
- Fee Waiver while Spends of 50,000/- in first 90 days
Equitas Elegance HDFC Bank Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 1000+ GST |
| Annual/Renewal Fee: | ₹ 1000+ GST |
| Finance Charges: | 3.75% per month (45.0% annually) |
| Spend Based Waiver: | Spends of 2,50,000/- in 12 months |
| Over Limit Penalty: | exceeding your credit limit may result in declined transactions |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100/- | NIL |
| Above 100/- and up to 500/- | 100 |
| Above 500/- and up to 1000/- | 500 |
| Above 1000/- and up to 5000/- | 600 |
| Above 5000/- and up to 10,000/- | 750 |
| Above 10,000/- and up to 25,000/- | 900 |
| Above 25,000/- and up to 50,000/- | 1100 |
| Above 50,000/- | 1300 |
Eligibility criteria
Salaried :- Age Min 21 yrs & Max 60 yrs; Income : Net Monthly income 70000 and above
Self Employed :- Age Min 21 yrs & Max 60 yrs; Income : ITR => 10 lakhs Per Annum
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Equitas Elegance HDFC Bank Credit Card?
The Annual fees of Equitas Elegance HDFC Bank Credit Card is 1000+ GST. And there is Joining fees is 1000+ GST.
What is the interest rate on the Equitas Elegance HDFC Bank Credit Card?
The Equitas Elegance HDFC Bank Credit Card has an interest rate of 3.75% per month (45.0% annually)
Are there foreign transaction fees on the Equitas Elegance HDFC Bank Credit Card?
Yes, The Equitas Elegance HDFC Bank Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Equitas Elegance HDFC Bank Credit Card?
The credit limit for the Equitas Elegance HDFC Bank Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Equitas Small Finance Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Equitas Small Finance Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Equitas Elegance HDFC Bank Credit Card Credit Limit: Up to ₹10 Lakh