ESAF Kisan Credit Card (E- KCC)

Apply for the best credit card of ESAF Small Finance Bank

Last updated:25-Nov-2024
ESAF Kisan Credit Card (E- KCC)
  • Best suitable for: Cashback
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ NIL + GST
  • Welcome Benefits: NULL
ESAF Kisan Credit Card

ESAF Kisan Credit Card (E- KCC): Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ NIL
Finance Charges:
Spend Based Waiver:
Over Limit Penalty:exceeding your credit limit may result in declined transactions
Rent Payment chargesNULL
Forex Charges:2.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:300/- per returned cheque
Late Payment Charges:

ESAF Kisan Credit Card (E- KCC): Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
4. Encumbrance certificate for last 13 years
5. Copies of land records regarding lands owned/leased as certified by revenue authorities
6. Latest land tax paid receipts are to be produced for verification

ESAF Kisan Credit Card (E- KCC): Cash Advance and Charges

Cash Advance or Withdrwan Fee: NIL
Cash Advance Withdrwan Limit: Upto 100% of the card limit
Cash Payment at Bank Branch: NIL

Card replacement fee: Rs 500 + GST

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

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