JK Bank Gold Empowerment Credit Card

Apply for the best credit card of Jammu And Kashmir Bank

Last updated:05-Aug-2024
JK Bank Gold Empowerment Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NA
Jk Bank Gold Empowerment Credit Card

JK Bank Gold Empowerment Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:3% per month (AnnualRate of 36% and APR of 42.57%)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 400/-
Rent Payment chargesNULL
Forex Charges:3.0% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:200/- for unpaid by other bank and drawn at JK bank is 500/- per returned cheque
Late Payment Charges:Late payment fee is Rs. 100/-

JK Bank Gold Empowerment Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

JK Bank Gold Empowerment Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 300) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:upto Rs.125/- per month

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