HDFC Bank Times Card Credit Platinum
Apply for the best credit card of Hdfc Bank
Welcome Benefits
- -
HDFC Bank Times Card Credit Platinum: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 1000+ GST |
| Annual/Renewal Fee: | ₹ 1000+ GST |
| Finance Charges: | 3.75% per month (45.0% annually) |
| Spend Based Waiver: | Spend Above 2,50,000/- |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount, and Fee capped at Rs 3000 per transaction. |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100/- | NIL |
| Above 100/- and up to 500/- | 100 |
| Above 500/- and up to 1000/- | 500 |
| Above 1000/- and up to 5000/- | 600 |
| Above 5000/- and up to 10,000/- | 750 |
| Above 10,000/- and up to 25,000/- | 900 |
| Above 25,000/- and up to 50,000/- | 1100 |
| Above 50,000/- | 1300 |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 3 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of HDFC Bank Times Card Credit Platinum?
The Annual fees of HDFC Bank Times Card Credit Platinum is 1000+ GST. And there is Joining fees is 1000+ GST.
What is the interest rate on the HDFC Bank Times Card Credit Platinum?
The HDFC Bank Times Card Credit Platinum has an interest rate of 3.75% per month (45.0% annually)
Are there foreign transaction fees on the HDFC Bank Times Card Credit Platinum?
Yes, The HDFC Bank Times Card Credit Platinum charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of HDFC Bank Times Card Credit Platinum?
The credit limit for the HDFC Bank Times Card Credit Platinum is based on multiple factors, such as your income, repaying capacity, and credit history. Hdfc Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Hdfc Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
HDFC Bank Times Card Credit Platinum Credit Limit: Up to ₹10 Lakh