HSBC Cashback Credit Card
Apply for the best credit card of Hsbc Bank
Welcome Benefits
- Make transactions of a minimum of INR 10000 within first 30 days to get Amazon vouchers (worth INR1000).TnC?s apply
HSBC Cashback Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 999+ GST |
| Annual/Renewal Fee: | ₹ 999+ GST |
| Finance Charges: | 3.49% per month (41.88% per annum) |
| Spend Based Waiver: | Waived if you spend more than INR200,000 per year |
| Over Limit Penalty: | 500 per instance |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net annual income of 4,00,000/- or more and Self-employed individuals may need to show higher income proof
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of HSBC Cashback Credit Card?
The Annual fees of HSBC Cashback Credit Card is 999+ GST. And there is Joining fees is 999+ GST.
What is the interest rate on the HSBC Cashback Credit Card?
The HSBC Cashback Credit Card has an interest rate of 3.49% per month (41.88% per annum)
Are there foreign transaction fees on the HSBC Cashback Credit Card?
Yes, The HSBC Cashback Credit Card charges a 3.49% fee for all transactions in foreign currency .
What is the credit limit of HSBC Cashback Credit Card?
The credit limit for the HSBC Cashback Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Hsbc Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Hsbc Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
HSBC Cashback Credit Card Credit Limit: Up to ₹10 Lakh