HSBC Live+ Credit Card
Apply for the best credit card of Hsbc Bank
Welcome Benefits
- Get INR1,000 cashback when you download and log on to the HSBC India Mobile Banking app and spend INR20,000 within the first 30 days of getting your card. Plus, get a INR250 Amazon e-gift voucher when you apply for your card online and complete your video KYC
HSBC Live+ Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 999+ GST |
| Annual/Renewal Fee: | ₹ 999+ GST |
| Finance Charges: | 3.49% per month (41.88% per annum) |
| Spend Based Waiver: | |
| Over Limit Penalty: | 500 per instance |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net annual income of 4,00,000/- or more and Self-employed individuals may need to show higher income proof
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of HSBC Live+ Credit Card?
The Annual fees of HSBC Live+ Credit Card is 999+ GST. And there is Joining fees is 999+ GST.
What is the interest rate on the HSBC Live+ Credit Card?
The HSBC Live+ Credit Card has an interest rate of 3.49% per month (41.88% per annum)
Are there foreign transaction fees on the HSBC Live+ Credit Card?
Yes, The HSBC Live+ Credit Card charges a 3.49% fee for all transactions in foreign currency .
What is the credit limit of HSBC Live+ Credit Card?
The credit limit for the HSBC Live+ Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Hsbc Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Hsbc Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
HSBC Live+ Credit Card Credit Limit: Up to ₹10 Lakh