HSBC Premier Mastercard Credit Card

Apply for the best credit card of Hsbc Bank

Last updated:05-Aug-2024
HSBC Premier Mastercard Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NA
Hsbc Premier Mastercard Credit Card

HSBC Premier Mastercard Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:3.49% per month (41.88% per annum)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:500 per instance
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.49% of the transaction value
Minimum Repayment Amount:1% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:Subject to a minimum of 250 and a maximum of 1,200 per month

HSBC Premier Mastercard Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

HSBC Premier Mastercard Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: As communicated in your credit monthly card statement
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment


Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: Free

Domestic lounge:

International Lounge:

Fuel Surcharge:The 1% fuel surcharge waiver is restricted to INR250 each month