HSBC Smart Value Credit Card
Apply for the best credit card of Hsbc Bank
HSBC Smart Value Credit Card
- Best suitable for: Cashback
- Joining Fee: ₹ Lifetime Free + GST
- Annual Fee: ₹ Lifetime Free + GST
- Welcome Benefits: 10% cashback up to INR1000 on all transactions made within first 30 days of card issuance
HSBC Smart Value Credit Card: Fees & Charges
Type of fee or charge | Amount (Rs.) |
---|---|
Joining Fee: | ₹ Lifetime Free |
Annual/Renewal Fee: | ₹ Lifetime Free |
Finance Charges: | can vary between 1.99% to 3.49% per month |
Spend Based Waiver: | Lifetime Free |
Over Limit Penalty: | 500 per instance |
Rent Payment charges | 1% Processing fee transaction amount |
Forex Charges: | 3.49% of the transaction value |
Minimum Repayment Amount: | 1% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI |
Cheque Return Fees: | 500/- per returned cheque |
HSBC Smart Value Credit Card: Eligibility & Documentation
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
HSBC Smart Value Credit Card: Cash Advance and Charges
Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount Cash Advance Withdrwan Limit: As communicated in your credit monthly card statement Cash Payment at Bank Branch: Rs. 100/- for every Cash payment
Add-on Card facility: NIL
Card replacement fee: Rs 100 + GST
Rewards Redemption Fee: Free
Domestic lounge:
International Lounge:
Fuel Surcharge:The 1% fuel surcharge waiver is restricted to INR250 each month
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