Indian Bank IB-RuPay-Select Credit Card

Last updated:28-Dec-24 Writen by Narendra

Indian Bank IB-RuPay-Select Credit Card

• Best suitable for: Rupay
• Joining Fee: ₹ Lifetime Free + GST
• Annual Fee: ₹ Lifetime Free + GST
• Welcome Benefits: NA

Indian Bank IB-RuPay-Select Credit Card: Fees & Charges

Indian Bank IB-RuPay-Select Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is necessary. Both salaried individuals and self-employed professionals are eligible to apply.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Indian Bank IB-RuPay-Select Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.25% per month and 50 per transaction
Cash Advance Withdrwan Limit: 25% of the card limit
Cash Payment at Bank Branch: Rs. 50/- for every Cash payment

Indian Bank IB-RuPay-Select Credit Card: Customer care and helpline

Customer care : 1800-425-00000 and 044-25220903
Email Address : [email protected]
Mailing Address: Indian Bank Credit Card Centre No.66, III Floor, Rajaji Salai, Chennai-600 001

FAQ of Indian Bank IB-RuPay-Select Credit Card

Q1. What is the annual fee of Indian Bank IB-RuPay-Select Credit Card?
The Indian Bank IB-RuPay-Select Credit Card offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the Indian Bank IB-RuPay-Select Credit Card?
The Indian Bank IB-RuPay-Select Credit Card has an interest rate of 1.66% per month (19.92% annually)

Q3. Are there foreign transaction fees on the Indian Bank IB-RuPay-Select Credit Card?
Yes, The Indian Bank IB-RuPay-Select Credit Card charges a 3.0% fee for all transactions in foreign currency .

Q4. What is the credit limit of Indian Bank IB-RuPay-Select Credit Card?
The credit limit for the Indian Bank IB-RuPay-Select Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Indian Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Indian Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.