Indian Bank IB-RuPay-Select Credit Card

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Last updated:05-Aug-2024
Indian Bank IB-RuPay-Select Credit Card
  • Best suitable for: Rupay
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NA
Indian Bank Ib-Rupay-Select Credit Card

Indian Bank IB-RuPay-Select Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:1.66% per month (19.92% annually)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:50/- per instance
Rent Payment chargesNULL
Forex Charges:3.0% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:250/- per returned cheque
Late Payment Charges:Late fees is 250/-

Indian Bank IB-RuPay-Select Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Indian Bank IB-RuPay-Select Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.25% per month and 50 per transaction
Cash Advance Withdrwan Limit: 25% of the card limit
Cash Payment at Bank Branch: Rs. 50/- for every Cash payment

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000 and Maximum of 200 per month.

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