Indian Bank IB-VISA-Platinum Credit Card
Apply for the best credit card of Indian Bank
Welcome Benefits
- NA
Indian Bank IB-VISA-Platinum Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ NIL |
| Annual/Renewal Fee: | ₹ 250+ GST |
| Finance Charges: | 1.66% per month (19.92% annually) |
| Spend Based Waiver: | Spend Above 50,000/- |
| Over Limit Penalty: | 50/- per instance |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is necessary. Both salaried individuals and self-employed professionals are eligible to apply.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Indian Bank IB-VISA-Platinum Credit Card?
The Annual fees of Indian Bank IB-VISA-Platinum Credit Card is 250+ GST. And there is Joining fees is free.
What is the interest rate on the Indian Bank IB-VISA-Platinum Credit Card?
The Indian Bank IB-VISA-Platinum Credit Card has an interest rate of 1.66% per month (19.92% annually)
Are there foreign transaction fees on the Indian Bank IB-VISA-Platinum Credit Card?
Yes, The Indian Bank IB-VISA-Platinum Credit Card charges a 3.0% fee for all transactions in foreign currency .
What is the credit limit of Indian Bank IB-VISA-Platinum Credit Card?
The credit limit for the Indian Bank IB-VISA-Platinum Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Indian Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Indian Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Indian Bank IB-VISA-Platinum Credit Card Credit Limit: Up to ₹10 Lakh