HDFC INFINIA Metal Edition Credit Card
Apply for the best credit card of Hdfc Bank
Welcome Benefits
- -
HDFC INFINIA Metal Edition Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 12500+ GST |
| Annual/Renewal Fee: | ₹ 12500+ GST |
| Finance Charges: | 1.99% per month (23.88% annually) |
| Spend Based Waiver: | Spend Above 10,00,000/- |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount, and Fee capped at Rs 3000 per transaction. |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 175,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 20 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of HDFC INFINIA Metal Edition Credit Card?
The Annual fees of HDFC INFINIA Metal Edition Credit Card is 12500+ GST. And there is Joining fees is 12500+ GST.
What is the interest rate on the HDFC INFINIA Metal Edition Credit Card?
The HDFC INFINIA Metal Edition Credit Card has an interest rate of 1.99% per month (23.88% annually)
Are there foreign transaction fees on the HDFC INFINIA Metal Edition Credit Card?
Yes, The HDFC INFINIA Metal Edition Credit Card charges a 2.0% fee for all transactions in foreign currency .
What is the credit limit of HDFC INFINIA Metal Edition Credit Card?
The credit limit for the HDFC INFINIA Metal Edition Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Hdfc Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Hdfc Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
HDFC INFINIA Metal Edition Credit Card Credit Limit: Up to ₹10 Lakh