HDFC INFINIA Metal Edition Credit Card

Apply for the best credit card of Hdfc Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
HDFC INFINIA Metal Edition Credit Card
  • Best suitable for: Travel
  • Joining Fee: ₹ 12500+ GST + GST
  • Annual Fee: ₹ 12500+ GST + GST
  • Welcome Benefits: -
Hdfc Infinia Metal Edition Credit Card

HDFC INFINIA Metal Edition Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 12500+ GST
Annual/Renewal Fee:₹ 12500+ GST
Finance Charges:1.99% per month (23.88% annually)
Spend Based Waiver:Spend Above 10,00,000/-
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount, and Fee capped at Rs 3000 per transaction.
Forex Charges:2.0% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of Payment amount subject to minimum of 450
Late Payment Charges:Not Available

HDFC INFINIA Metal Edition Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 175,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 20 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

HDFC INFINIA Metal Edition Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Upto 40% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

HDFC INFINIA Metal Edition Credit Card: Customer care and helpline

Customer care : 18001600 and 18002600
Email Address : [email protected]
Mailing Address: HDFC Bank House, SenapatiBapat Marg, Lower Parel (West), Mumbai - 400 013

Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:Waiver capped at 1000 every billing cycle

FAQ of HDFC INFINIA Metal Edition Credit Card

Q1. What is the annual fee of HDFC INFINIA Metal Edition Credit Card?
The Annual fees of HDFC INFINIA Metal Edition Credit Card is 12500+ GST. And there is Joining fees is 12500+ GST.

Q2. What is the interest rate on the HDFC INFINIA Metal Edition Credit Card?
The HDFC INFINIA Metal Edition Credit Card has an interest rate of 1.99% per month (23.88% annually)

Q3. Are there foreign transaction fees on the HDFC INFINIA Metal Edition Credit Card?
Yes, The HDFC INFINIA Metal Edition Credit Card charges a 2.0% fee for all transactions in foreign currency .

Q4. What is the credit limit of HDFC INFINIA Metal Edition Credit Card?
The credit limit for the HDFC INFINIA Metal Edition Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Hdfc Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Hdfc Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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