Apply for the best credit card of Icici Bank
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 2500+ GST |
| Annual/Renewal Fee: | ₹ NIL |
| Finance Charges: | 3.5% per month (42.0% annually) |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 2.50% on the over-limit amount (subject to a minimum of 550) |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500 | 100 |
| Above 500/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 750 |
| Above 10,000/- and up to 25,000 | 900 |
| Above 25,000/- and up to 50,000 | 1000 |
| Above 50,000/- | 1200 |
Age: Applicants should be at least 21 years old.
Income: Applicants should have a stable source of income, either salaried or self-employed
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
Residency: The card is primarily intended for Indian residents, with a preference for those residing in Mumbai.
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
The Annual fees of MakeMyTrip ICICI Bank Signature Credit Card is NIL. And there is Joining fees is 2500+ GST.
The MakeMyTrip ICICI Bank Signature Credit Card has an interest rate of 3.5% per month (42.0% annually)
Yes, The MakeMyTrip ICICI Bank Signature Credit Card charges a 3.5% fee for all transactions in foreign currency .
The credit limit for the MakeMyTrip ICICI Bank Signature Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Icici Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Icici Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
MakeMyTrip ICICI Bank Signature Credit Card Credit Limit: Up to ₹10 Lakh