Standard Chartered Manhattan Platinum Credit Card
Apply for the best credit card of Standard Chartered Bank
Welcome Benefits
- Joining Benefits: 5000 Reward Points on payment of Joining Fees
Standard Chartered Manhattan Platinum Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 999+ GST |
| Annual/Renewal Fee: | ₹ 999+ GST |
| Finance Charges: | 3.75% per month (45.0% annually) |
| Spend Based Waiver: | Renewal Benefits: Renewal fee reversed on spends greater than INR 120,000 in the previous year |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500 | 100 |
| Above 500/- and up to 5000 | 500 |
| Above 5,000/- and up to 10,000 | 700 |
| Above 10,000/- | 1200 |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 90,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 11 lakhs.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Standard Chartered Manhattan Platinum Credit Card?
The Annual fees of Standard Chartered Manhattan Platinum Credit Card is 999+ GST. And there is Joining fees is 999+ GST.
What is the interest rate on the Standard Chartered Manhattan Platinum Credit Card?
The Standard Chartered Manhattan Platinum Credit Card has an interest rate of 3.75% per month (45.0% annually)
Are there foreign transaction fees on the Standard Chartered Manhattan Platinum Credit Card?
Yes, The Standard Chartered Manhattan Platinum Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Standard Chartered Manhattan Platinum Credit Card?
The credit limit for the Standard Chartered Manhattan Platinum Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Standard Chartered Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Standard Chartered Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Standard Chartered Manhattan Platinum Credit Card Credit Limit: Up to ₹10 Lakh