Paisabazaar Step-Up SBM Credit Card

Apply for the best credit card of Sbm Bank

Last updated:10-Aug-2024
Paisabazaar Step-Up SBM Credit Card
  • Best suitable for: Cashback
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NA
Paisabazaar Step-Up Sbm Credit Card

Paisabazaar Step-Up SBM Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:2.5% per month with APR of 34.49%
Spend Based Waiver:Lifetime Free
Over Limit Penalty:exceeding your credit limit may result in declined transactions
Rent Payment chargesNULL
Forex Charges:3.0% of the transaction value
Minimum Repayment Amount:5% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:Flat 2.5% of Amount Overdue (Minimum: Rs. 1000) + GST

Paisabazaar Step-Up SBM Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Paisabazaar Step-Up SBM Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 300) of the cash amount
Cash Advance Withdrwan Limit: 40% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: NIL

Card replacement fee: Rs 249 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 5,000 and Maximum of 400 per month.

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