Indusind Bank Pioneer Heritage Credit Card
Apply for the best credit card of Indusind Bank
Welcome Benefits
- -
Indusind Bank Pioneer Heritage Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 90000+ GST |
| Annual/Renewal Fee: | ₹ 25000+ GST |
| Finance Charges: | 3.83% p.m. (46% p.a.) |
| Spend Based Waiver: | depend on cardmember to cardmember |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500/- | 100 |
| Above 500/- and up to 1,000/- | 350 |
| Above 1,000/- and up to 10,000/- | 550 |
| Above 10,001/- | 700 |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: Applicants should have a stable source of income, either salaried or self-employed
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Average Quarterly Balance (AQB): Maintain a combined balance of ₹10,00,000 or more in your savings and current accounts.
Net Relationship Value (NRV): Accumulate a total net relationship value of ₹30,00,000 or more across all investments, with a minimum of ₹1,00,000 in your savings or current account.
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Indusind Bank Pioneer Heritage Credit Card?
The Annual fees of Indusind Bank Pioneer Heritage Credit Card is 25000+ GST. And there is Joining fees is 90000+ GST.
What is the interest rate on the Indusind Bank Pioneer Heritage Credit Card?
The Indusind Bank Pioneer Heritage Credit Card has an interest rate of 3.83% p.m. (46% annually)
Are there foreign transaction fees on the Indusind Bank Pioneer Heritage Credit Card?
Yes, The Indusind Bank Pioneer Heritage Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Indusind Bank Pioneer Heritage Credit Card?
The credit limit for the Indusind Bank Pioneer Heritage Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Indusind Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Indusind Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Indusind Bank Pioneer Heritage Credit Card Credit Limit: Up to ₹10 Lakh