Platinum Aura Edge Credit Card Exclusively for Government Sector Employees
Apply for the best credit card of Indusind Bank
Welcome Benefits
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Platinum Aura Edge Credit Card Exclusively for Government Sector Employees: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 500+ GST |
| Annual/Renewal Fee: | ₹ NIL |
| Finance Charges: | 3.95% p.m. (47.40% p.a.) |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500/- | 100 |
| Above 500/- and up to 1,000/- | 350 |
| Above 1,000/- and up to 10,000/- | 550 |
| Above 10,001/- | 700 |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: Applicants should have a stable source of income.
Employment Status: Must be a permanent employee of the government sector. This includes central and state government employees, employees of government departments, and public sector undertakings (PSUs
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Platinum Aura Edge Credit Card Exclusively for Government Sector Employees?
The Annual fees of Platinum Aura Edge Credit Card Exclusively for Government Sector Employees is NIL. And there is Joining fees is 500+ GST.
What is the interest rate on the Platinum Aura Edge Credit Card Exclusively for Government Sector Employees?
The Platinum Aura Edge Credit Card Exclusively for Government Sector Employees has an interest rate of 3.95% p.m. (47.40% annually)
Are there foreign transaction fees on the Platinum Aura Edge Credit Card Exclusively for Government Sector Employees?
Yes, The Platinum Aura Edge Credit Card Exclusively for Government Sector Employees charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Platinum Aura Edge Credit Card Exclusively for Government Sector Employees?
The credit limit for the Platinum Aura Edge Credit Card Exclusively for Government Sector Employees is based on multiple factors, such as your income, repaying capacity, and credit history. Indusind Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Indusind Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Platinum Aura Edge Credit Card Exclusively for Government Sector Employees Credit Limit: Up to ₹10 Lakh