ICICI Platinum Chip Credit Card

Apply for the best credit card of Icici Bank

Last updated:05-Aug-2024
ICICI Platinum Chip Credit Card
  • Best suitable for: Lifestyle
  • Joining Fee: ₹ 199+ GST + GST
  • Annual Fee: ₹ NIL + GST
  • Welcome Benefits: -
Icici Platinum Chip Credit Card

ICICI Platinum Chip Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 199+ GST
Annual/Renewal Fee:₹ NIL
Finance Charges:3.40% per month (40.80% annually)
Spend Based Waiver:Lifetime free
Over Limit Penalty:2.50% on the over-limit amount (subject to a minimum of 550)
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to min of Rs. 500
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 5000500
Above 5000/- and up to 10,000750
Above 10,000/- and up to 25,000900
Above 25,000/- and up to 50,0001000
Above 50,000/-1200

ICICI Platinum Chip Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

ICICI Platinum Chip Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: As communicated in your credit monthly card statement
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: 99 per redemption transaction

Domestic lounge:

International Lounge:

Fuel Surcharge:1% of transaction value or 10 whichever is higher

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