PNB Rupay Millennial Card

Apply for the best credit card of Punjab National Bank

Last updated:10-Aug-2024
PNB Rupay Millennial Card
  • Best suitable for: Rupay
  • Joining Fee: ₹ 399+ GST + GST
  • Annual Fee: ₹ 999+ GST + GST
  • Welcome Benefits: -
Pnb Rupay Millennial Card

PNB Rupay Millennial Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 399+ GST
Annual/Renewal Fee:₹ 999+ GST
Finance Charges:2.95% per month (35.89% annually)
Spend Based Waiver:If annual spends on the card is Rs 1,00,000/ or above in the preceding year.
Over Limit Penalty:2.5% of the over-limit amount.
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:200/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 1000200
Above 1000/- and up to 5000500
Above 5,000/- and up to 10,000600
Above 10,000/-750

PNB Rupay Millennial Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

PNB Rupay Millennial Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2% (Min. INR 150) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 500 to 4,000 and Maximum of 250/- per month.

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