PNB VISA Signature Card

Apply for the best credit card of Punjab National Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
PNB VISA Signature Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 1500+ GST + GST
  • Annual Fee: ₹ 2000+ GST + GST
  • Welcome Benefits: -
Pnb Visa Signature Card

PNB VISA Signature Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 1500+ GST
Annual/Renewal Fee:₹ 2000+ GST
Finance Charges:2.95% per month (35.89% annually)
Spend Based Waiver:If annual spends on card is Rs 3,00,000/ or above in the preceding year
Over Limit Penalty:2.5% of the over-limit amount.
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:250/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 1000200
Above 1000/- and up to 5000500
Above 5,000/- and up to 10,000600
Above 10,000/-750

PNB VISA Signature Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 50,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 6 lakhs.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

PNB VISA Signature Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2% (Min. INR 150) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

PNB VISA Signature Card: Customer care and helpline

Customer care : 18001800 and 18002021
Email Address : [email protected]
Mailing Address: Corporate Office: Plot No 4, Sector -10 Dwarka New Delhi -110075

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 500 to 4,000 and Maximum of 350/- per month.

FAQ of PNB VISA Signature Card

Q1. What is the annual fee of PNB VISA Signature Card?
The Annual fees of PNB VISA Signature Card is 2000+ GST. And there is Joining fees is 1500+ GST.

Q2. What is the interest rate on the PNB VISA Signature Card?
The PNB VISA Signature Card has an interest rate of 2.95% per month (35.89% annually)

Q3. Are there foreign transaction fees on the PNB VISA Signature Card?
Yes, The PNB VISA Signature Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of PNB VISA Signature Card?
The credit limit for the PNB VISA Signature Card is based on multiple factors, such as your income, repaying capacity, and credit history. Punjab National Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Punjab National Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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