Axis Bank Privilege Easy Credit Card
Apply for the best credit card of Axis Bank
Welcome Benefits
- Get 12,500 EDGE REWARDS, redeemable against Shopping or Travel vouchers worth Rs. 5000/- upon payment of full Joining fees and on completion of 3 transactions within 60 days.
Axis Bank Privilege Easy Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 1500+ GST (NIL for Priority Customers only) |
| Annual/Renewal Fee: | ₹ 1500+ GST |
| Finance Charges: | 3.40% per month (49.36% annually) |
| Spend Based Waiver: | Waived on spends of INR 2,50,000 in the preceding card anniversary year |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% fee capped at INR 1,500 per transaction will be applicable on each rental transaction. |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 500 | NIL |
| Above 501/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 750 |
| Above 10,000/- | 1200 |
Eligibility criteria
Age: Applicants should be at least 18 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 4.5 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Axis Bank Privilege Easy Credit Card?
The Annual fees of Axis Bank Privilege Easy Credit Card is 1500+ GST. And there is Joining fees is 1500+ GST (NIL for Priority Customers only).
What is the interest rate on the Axis Bank Privilege Easy Credit Card?
The Axis Bank Privilege Easy Credit Card has an interest rate of 3.40% per month (49.36% annually)
Are there foreign transaction fees on the Axis Bank Privilege Easy Credit Card?
Yes, The Axis Bank Privilege Easy Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Axis Bank Privilege Easy Credit Card?
The credit limit for the Axis Bank Privilege Easy Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Axis Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Axis Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Axis Bank Privilege Easy Credit Card Credit Limit: Up to ₹10 Lakh