PVR Kotak Gold Credit Card
Apply for the best credit card of Kotak Mahindra Bank
Welcome Benefits
- NA
PVR Kotak Gold Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ NIL |
| Annual/Renewal Fee: | ₹ 499+ GST |
| Finance Charges: | 3.5% per month (42.0% annually) |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 500 per instance |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500 | 100 |
| Above 500/- and up to 5000 | 500 |
| Above 5000/- and up to 10,000 | 600 |
| Above 10,000/- and up to 25,000 | 800 |
| Above 25,000/- and up to 50,000 | 1000 |
| Above 50,000/- | 1200 |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: Applicants should have a stable source of income, either salaried or self-employed
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of PVR Kotak Gold Credit Card?
The Annual fees of PVR Kotak Gold Credit Card is 499+ GST. And there is Joining fees is free.
What is the interest rate on the PVR Kotak Gold Credit Card?
The PVR Kotak Gold Credit Card has an interest rate of 3.5% per month (42.0% annually)
Are there foreign transaction fees on the PVR Kotak Gold Credit Card?
Yes, The PVR Kotak Gold Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of PVR Kotak Gold Credit Card?
The credit limit for the PVR Kotak Gold Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Kotak Mahindra Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Kotak Mahindra Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
PVR Kotak Gold Credit Card Credit Limit: Up to ₹10 Lakh