Rupeek Indian Bank Gold Backed Credit Card

Apply for the best credit card of Indian Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
Rupeek Indian Bank Gold Backed Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NA
Rupeek Indian Bank Gold Backed Credit Card

Rupeek Indian Bank Gold Backed Credit Card : Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:1.66% per month (19.92% annually)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:50/- per instance
Rent Payment chargesNULL
Forex Charges:3.0% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:250/- per returned cheque
Late Payment Charges:Late fees is 250/-

Rupeek Indian Bank Gold Backed Credit Card : Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Anyone with gold can apply. The credit limit for the card will be set according to the value of the gold they provide.
Credit Score: No Cibil score require
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Rupeek Indian Bank Gold Backed Credit Card : Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.25% per month and 50 per transaction
Cash Advance Withdrwan Limit: 25% of the card limit
Cash Payment at Bank Branch: Rs. 50/- for every Cash payment

Rupeek Indian Bank Gold Backed Credit Card : Customer care and helpline

Customer care : 1800-425-00000 and 044-25220903
Email Address : [email protected]
Mailing Address: Indian Bank Credit Card Centre No.66, III Floor, Rajaji Salai, Chennai-600 001

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000 and Maximum of 200 per month.

FAQ of Rupeek Indian Bank Gold Backed Credit Card

Q1. What is the annual fee of Rupeek Indian Bank Gold Backed Credit Card ?
The Rupeek Indian Bank Gold Backed Credit Card offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the Rupeek Indian Bank Gold Backed Credit Card ?
The Rupeek Indian Bank Gold Backed Credit Card has an interest rate of 1.66% per month (19.92% annually)

Q3. Are there foreign transaction fees on the Rupeek Indian Bank Gold Backed Credit Card ?
Yes, The Rupeek Indian Bank Gold Backed Credit Card charges a 3.0% fee for all transactions in foreign currency .

Q4. What is the credit limit of Rupeek Indian Bank Gold Backed Credit Card ?
The credit limit for the Rupeek Indian Bank Gold Backed Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Indian Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Indian Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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