Rupeek Indian Bank Gold Backed Credit Card
Apply for the best credit card of Indian Bank
Welcome Benefits
- NA
Rupeek Indian Bank Gold Backed Credit Card : Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ Lifetime Free |
| Annual/Renewal Fee: | ₹ Lifetime Free |
| Finance Charges: | 1.66% per month (19.92% annually) |
| Spend Based Waiver: | Lifetime Free |
| Over Limit Penalty: | 50/- per instance |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Anyone with gold can apply. The credit limit for the card will be set according to the value of the gold they provide.
Credit Score: No Cibil score require
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Rupeek Indian Bank Gold Backed Credit Card ?
The Rupeek Indian Bank Gold Backed Credit Card offers lifetime-free annual fees. The joining fee is also free for life!
What is the interest rate on the Rupeek Indian Bank Gold Backed Credit Card ?
The Rupeek Indian Bank Gold Backed Credit Card has an interest rate of 1.66% per month (19.92% annually)
Are there foreign transaction fees on the Rupeek Indian Bank Gold Backed Credit Card ?
Yes, The Rupeek Indian Bank Gold Backed Credit Card charges a 3.0% fee for all transactions in foreign currency .
What is the credit limit of Rupeek Indian Bank Gold Backed Credit Card ?
The credit limit for the Rupeek Indian Bank Gold Backed Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Indian Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Indian Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Rupeek Indian Bank Gold Backed Credit Card Credit Limit: Up to ₹10 Lakh