SNAPDEAL BOBCARD

Apply for the best credit card of Bank Of Baroda

Last updated:28-Dec-24 Writen by Narendra User Profile
SNAPDEAL BOBCARD
  • Best suitable for: Shopping
  • Joining Fee: ₹ 249+ GST + GST
  • Annual Fee: ₹ 249+ GST + GST
  • Welcome Benefits: Snapdeal vouchers worth up to ?500 on card usage within 30 days of issuance
Snapdeal Bobcard

SNAPDEAL BOBCARD: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 249+ GST
Annual/Renewal Fee:₹ 249+ GST
Finance Charges:3.49% per month i.e. | 41.88% per annum
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 600/-
Rent Payment chargesA fee of 1% of the total transaction amount.
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to min of Rs. 500
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 1000400
Above 1000/- and up to 10,000750
Above 10,000/- and up to 25,000950
Above 25,000/- and up to 50,0001100
Above 50,000/-1300

SNAPDEAL BOBCARD: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 15,000/- or more and Self-employed individuals may need to show higher income proof
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

SNAPDEAL BOBCARD: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Around 20-40% of the credit limit
Cash Payment at Bank Branch: Rs. 250/- for every Cash payment

SNAPDEAL BOBCARD: Customer care and helpline

Customer care : 18002665100 and 18002667100
Email Address : for Eterna Card Holder [email protected] | and Others cards [email protected]
Mailing Address: BOBCARD LIMITED, 15th Floor, 1502/1503/1504, DLH Park, S.V.Road, Goregaon West, Mumbai - 400104

Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 5,000 and Maximum of 250 per month.

FAQ of SNAPDEAL BOBCARD

Q1. What is the annual fee of SNAPDEAL BOBCARD?
The Annual fees of SNAPDEAL BOBCARD is 249+ GST. And there is Joining fees is 249+ GST.

Q2. What is the interest rate on the SNAPDEAL BOBCARD?
The SNAPDEAL BOBCARD has an interest rate of 3.49% per month i.e. | 41.88% per annum

Q3. Are there foreign transaction fees on the SNAPDEAL BOBCARD?
Yes, The SNAPDEAL BOBCARD charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of SNAPDEAL BOBCARD?
The credit limit for the SNAPDEAL BOBCARD is based on multiple factors, such as your income, repaying capacity, and credit history. Bank Of Baroda does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Bank Of Baroda offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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