TATA STAR Titanium Card

Apply for the best credit card of Tata Capital

Last updated:28-Dec-24 Writen by Narendra User Profile
TATA STAR Titanium Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 499+ GST + GST
  • Annual Fee: ₹ 499+ GST + GST
  • Welcome Benefits: Welcome Gift & Anniversary Gift: Welcome e- Gift Voucher worth Rs. 1000 from STAR
Tata Star Titanium Card

TATA STAR Titanium Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 499+ GST
Annual/Renewal Fee:₹ 499+ GST
Finance Charges:3.50% p.m. (42% p.a.) for unsecured cards
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to min of Rs. 500
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 500NIL
Above 500/- and up to 1000/-400
Above 1,000/- and up to 10,000/-750
Above 10,000/- and up to 25,000/-950
Above 25,000/- and up to 50,000/-1100
Above 50,000/-1300

TATA STAR Titanium Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 18 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-employed Individuals: Must have a stable source of income, with a preference for higher income groups, typically around ₹3,00,000 per annum
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

TATA STAR Titanium Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Upto 80% of the card limit or Max 15,000/-
Cash Payment at Bank Branch: Rs. 250/- for every Cash payment

TATA STAR Titanium Card: Customer care and helpline

Customer care : 18602676060
Email Address : [email protected]
Mailing Address: Tata Capital Limited Office Address: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400013, Maharashtra, India

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: Rs.99 (On Gifts, Statement Credit & Specific Vouchers Only)

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge waiver

FAQ of TATA STAR Titanium Card

Q1. What is the annual fee of TATA STAR Titanium Card?
The Annual fees of TATA STAR Titanium Card is 499+ GST. And there is Joining fees is 499+ GST.

Q2. What is the interest rate on the TATA STAR Titanium Card?
The TATA STAR Titanium Card has an interest rate of 3.50% p.m. (42% annually) for unsecured cards

Q3. Are there foreign transaction fees on the TATA STAR Titanium Card?
Yes, The TATA STAR Titanium Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of TATA STAR Titanium Card?
The credit limit for the TATA STAR Titanium Card is based on multiple factors, such as your income, repaying capacity, and credit history. Tata Capital does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Tata Capital offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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