TATA STAR Titanium Card
Apply for the best credit card of Tata Capital
Welcome Benefits
- Welcome Gift & Anniversary Gift: Welcome e- Gift Voucher worth Rs. 1000 from STAR
TATA STAR Titanium Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 499+ GST |
| Annual/Renewal Fee: | ₹ 499+ GST |
| Finance Charges: | 3.50% p.m. (42% p.a.) for unsecured cards |
| Spend Based Waiver: | Not Applicable for this card |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 500 | NIL |
| Above 500/- and up to 1000/- | 400 |
| Above 1,000/- and up to 10,000/- | 750 |
| Above 10,000/- and up to 25,000/- | 950 |
| Above 25,000/- and up to 50,000/- | 1100 |
| Above 50,000/- | 1300 |
Eligibility criteria
Age: Applicants should be at least 18 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-employed Individuals: Must have a stable source of income, with a preference for higher income groups, typically around ₹3,00,000 per annum
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of TATA STAR Titanium Card?
The Annual fees of TATA STAR Titanium Card is 499+ GST. And there is Joining fees is 499+ GST.
What is the interest rate on the TATA STAR Titanium Card?
The TATA STAR Titanium Card has an interest rate of 3.50% p.m. (42% annually) for unsecured cards
Are there foreign transaction fees on the TATA STAR Titanium Card?
Yes, The TATA STAR Titanium Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of TATA STAR Titanium Card?
The credit limit for the TATA STAR Titanium Card is based on multiple factors, such as your income, repaying capacity, and credit history. Tata Capital does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Tata Capital offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
TATA STAR Titanium Card Credit Limit: Up to ₹10 Lakh