UNI CARBON Credit Card

Last updated:28-Dec-24 Writen by Narendra

UNI CARBON Credit Card

• Best suitable for: Fuel
• Joining Fee: ₹ 499+ GST + GST
• Annual Fee: ₹ 499+ GST + GST
• Welcome Benefits: Welcome bonus up to 300, by way of credit to Bill. The customer has to purchase fuel worth of 300/- and above at HPCL Authorized Fuel outlet within a period of 60 days from the date of activation of the card.

UNI CARBON Credit Card: Fees & Charges

UNI CARBON Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net Annual income of 2.4Lakh or more and Self-Employed Individuals/Professionals: A minimum annual income of 3 lakhs.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

UNI CARBON Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 200) of the cash amount
Cash Advance Withdrwan Limit: 30% of the card limit
Cash Payment at Bank Branch: NIL

UNI CARBON Credit Card: Customer care and helpline

Customer care : 18004251515
Email Address : [email protected]
Mailing Address: Credit Card Division, Head Office, Andhra Bank Buildings, Koti Sultan Bazar, Hyderabad - 500 095.

FAQ of UNI CARBON Credit Card

Q1. What is the annual fee of UNI CARBON Credit Card?
The Annual fees of UNI CARBON Credit Card is 499+ GST. And there is Joining fees is 499+ GST.

Q2. What is the interest rate on the UNI CARBON Credit Card?
The UNI CARBON Credit Card has an interest rate of 2.50% p.m. / 30% on annualized basis

Q3. Are there foreign transaction fees on the UNI CARBON Credit Card?
Yes, The UNI CARBON Credit Card charges a 3.0% fee for all transactions in foreign currency .

Q4. What is the credit limit of UNI CARBON Credit Card?
The credit limit for the UNI CARBON Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Union Bank Of India does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Union Bank Of India offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.