UNI CARBON Credit Card
Apply for the best credit card of Union Bank Of India
Welcome Benefits
- Welcome bonus up to 300, by way of credit to Bill. The customer has to purchase fuel worth of 300/- and above at HPCL Authorized Fuel outlet within a period of 60 days from the date of activation of the card.
UNI CARBON Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 499+ GST |
| Annual/Renewal Fee: | ₹ 499+ GST |
| Finance Charges: | 2.50% p.m. / 30% on annualized basis |
| Spend Based Waiver: | Spend Above 1,00,000/- |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 250/- |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net Annual income of 2.4Lakh or more and Self-Employed Individuals/Professionals: A minimum annual income of 3 lakhs.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of UNI CARBON Credit Card?
The Annual fees of UNI CARBON Credit Card is 499+ GST. And there is Joining fees is 499+ GST.
What is the interest rate on the UNI CARBON Credit Card?
The UNI CARBON Credit Card has an interest rate of 2.50% p.m. / 30% on annualized basis
Are there foreign transaction fees on the UNI CARBON Credit Card?
Yes, The UNI CARBON Credit Card charges a 3.0% fee for all transactions in foreign currency .
What is the credit limit of UNI CARBON Credit Card?
The credit limit for the UNI CARBON Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Union Bank Of India does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Union Bank Of India offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
UNI CARBON Credit Card Credit Limit: Up to ₹10 Lakh