Union JCB Health Credit Card
Apply for the best credit card of Union Bank Of India
Welcome Benefits
- Union JCB Health card variant, Annual benefit on this card are worth 31,750/-
Union JCB Health Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 499+ GST |
| Annual/Renewal Fee: | ₹ 499+ GST |
| Finance Charges: | 2.50% p.m. / 30% on annualized basis |
| Spend Based Waiver: | Spend Above 50,000/- |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 250/- |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net Annual income of 2.4Lakh or more and Self-Employed Individuals/Professionals: A minimum annual income of 3 lakhs.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Union JCB Health Credit Card?
The Annual fees of Union JCB Health Credit Card is 499+ GST. And there is Joining fees is 499+ GST.
What is the interest rate on the Union JCB Health Credit Card?
The Union JCB Health Credit Card has an interest rate of 2.50% p.m. / 30% on annualized basis
Are there foreign transaction fees on the Union JCB Health Credit Card?
Yes, The Union JCB Health Credit Card charges a 3.0% fee for all transactions in foreign currency .
What is the credit limit of Union JCB Health Credit Card?
The credit limit for the Union JCB Health Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Union Bank Of India does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Union Bank Of India offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Union JCB Health Credit Card Credit Limit: Up to ₹10 Lakh